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2010-11-04, 03:46:08 return
Annuity Investments-Are Annuities Right For You
Annuity investments are meant to make annual payments to you for a fixed period of time or for your life time, depending upon the terms of your annuity contract. Annuity investments are like your retirement plans. When you buy an annuity today, you make an investment for your better tomorrow.These kind of investments can be bought from financial planners attached to most of the insurance companies, Even though such annuity is not a typical insurance product. Today a number of companies such as Metlife, AIG and others sell annuities to meet the financial goals of a large number of people who want to secure their future.Annuity investments can give you a variety of options. For example, when you buy a deferred annuity, you get the periodical payment after a specified time period is over. This is ideal to opt for when you are still earning and want your annuity payment to start after your retirement. Immediate annuity gives you payment immediately after you make your annuity investment and can be used to meet your most immediate expenditure needs.Annuity investments can also be made depending upon your risk profile and investment objective.
So, while fixed annuity will probably guarantee you a return, a variable annuity provide you with returns depending upon this particular returns earned by your current annuity investments. The investment profile of one's annuity also varies based upon the objective and development expected and risk suspected. While making your opportunities, you can chose coming from a plain vanilla annuity option into a more hybrid and choice of investment options such seeing that bonds, equities, debt technology, money market instruments. The performance of one's portfolio will determine the earnings produced by your annuity investments. These kind of investments allow the advantage of capital appreciation, compounding interesting and deferred tax significance. All this makes annuity investments an excellent option for numerous people who want funds on periodical intervals. Again, keep in mind with annuities, these kind of investments are generally those of you that are relying on a new financial planner or others to complete their investing for these folks. If you are with money educated, you probably won't go for something that will provide you with such a low revenue. However, they can present you with a good, steady source of income as well as the rest of your trading activity. Therefore, do your own research, and find out yourself if annuity investments are right in your portfolio.
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